After some time. I finally figured this out, and it would have helped if there was an explanation with the SMTP module. However, the problem was in thinking I needed the SMTP mail module on my self hosted site. I had thought about not using it to see what UNA would do, in that UNA should have a PHP mailer and does. So, the problem is that the SMTP mailer conflicts with the PHP mail, and so, turn off the SMTP mail module and it works. Just do not download it unless it is really needed. I believe it works for remote email accounts you want to send mail through, perhaps such as Google for instance.