This system is good for the Point System and how it's set up right now BUT if and when your members start adding up it can take hours to approve a cash out for all your members unless your site is pulling in enough money to the point you don't mind setting aside a day or two to cash people out. Since the setup I want is only using the Credits or Points for people to send to other members who then cash out then rigging the system would be harder and easier to track