Thank you so much for clearing that up @LeonidS!

This is incredibly helpful information. Most things on our site will be subscription based access to different Spaces and Groups, so the complexities of connecting Una and Stripe needed to be considered. We were trying to simplify things for the end-user by not using credits BUT it seems credits are going to be required for us to do what we need to do.

Thank you again for the clarification on this. I think this will be helpful info for other users, too, when they are considering the buildouts of their sites :)